Data Shows Disability Claims are More Challenging in Rural Areas

June 21, 2022


Recent data from the Social Security Administration (SSA) shows that rural states are more likely to have low disability claim approval rates as compared to more urban states.

Lowest Average Disability Approval Rates by State

Of the top 15 states with the lowest disability claim approval rates, Oklahoma (30 percent), Hawaii (30.2 percent), and West Virginia (31.9 percent) have the lowest overall approval rates.

Seven of the remaining 15 states have approval rates that fall at or below 35 percent: Alabama (32.3 percent), Kentucky (32.9 percent), North Carolina (33.5 percent), New Mexico (34.4 percent), Florida (35 percent), Indiana (35.2 percent), and Maryland (35.9 percent).

The other six states have marginally higher approval rates. Still, they fall below the national approval rate average of 41.7 percent: Montana (36.2 percent), Utah (36.2 percent), Arizona (36.4 percent), Mississippi (36.6 percent), Georgia (36.7 percent), and Tennessee (37.9 percent).

Factors that Affect Disability Approval Rates

The SSA has tightened regulations surrounding disability claims in recent years, making it progressively harder for applicants to get their claims approved. There is a strict definition of disability that individuals must meet, in addition to documented proof of the listed disability.

Typically, this proof comes in the form of medical documentation. In many cases, an applicant’s own doctor may work against them, however counterintuitive that may seem. In 2017, the SSA released rules (20 CFR 404.1520(c) ) stating that a doctor’s recommendation regarding disability could be denied or ignored based on the doctor’s specialty, length of treatment, or type of treatment.

Of course, this is assuming the individual can regularly meet with a doctor and receive treatment. This is difficult for many disabled individuals in rural areas due to the lack of public transportation and scarce medical options in rural areas.

How Judges Affect Disability Approval Rates

Though judges are supposed to be impartial and operate under specific federal rules and regulations, however a judges own denial statistics suggest that judges’ decisions are affected by internalized biases.

But any prevalence of bias was discounted by Patti Patterson, the regional communications director for the SSA office that represents eight Southern states. She reiterated that judges are bound by impartiality rules and said that judges go through additional related training throughout their careers. It’s been my experience that this training rarely affects a Judge’s internal bias.

Biases notwithstanding, it is true that each judge does have different approval rates, some of which are drastically lower than other judges’ rates. For example, there is a judge (thankfully not in our region) who has lowest claims approval rate in Alabama at just 12 percent. Even when compared to judges in other states, her approval rate was still the lowest-ranked based on SSA data from recent months.

The Appeal Process for Denied Disability Claims

There is an appeals process for applicants who believe their claim was denied due to a judge’s bias or extenuating factors due to their rural location, among other reasons. An appeal of an unfavorable decision by an administrative law judge is submitted to the Appeals Council in Falls Church, Virginia. However, data shows that rulings are rarely overturned.

Recent statistics cited in an article noted that The Appeals Council only approved only one (1) percent of claims of the claims appealed to them. Eighty-two (82) percent of the other claims are denied, in my opinion, regardless of merit, and the remaining fourteen (14) percent are remanded back to the original ruling judge. There is no data on cases remanded back to judges and what percentage of these are either denied again or approved after further consideration.

Applicants whose appeals are denied by the Appeals Council can appeal again in federal court.

The best strategy is to contact Kapor Davis & Associates, LLC as soon as your application is filed so that a solid foundation can be built for a favorable decision. We will help gather the necessary medical documentation needed to support your claim. We will also review any SSA forms you complete to ensure that the information is clear and supportive.